Everyone needs insurance. Home and automobile insurance are the first two that immediately come to mind, but there is also a need for critical illness insurance, life insurance and Income Protection insurance. Life insurance is essential for everyone to pay funeral expenses and leave your family with some money to compensate for your loss of income. Critical illness insurance will pay hospital expenses and also make up for lost income when you become ill with a terminal illness. And of course, when you have Income Protection Insurance if you are injured in an accident or are unable to work for some other reason, then you wont be putting your family in financial difficulty.
While many people think that they cannot afford the premiums for these types of insurance, the opposite is true. There are many policies that are quite affordable and can be tailored to meet your individual circumstances. Talk to an insurance agent about the possibilities that exist. You wont have to pay anything to receive a quote of what the policy will cost and then you can make up your own mind.
Below is a list of UK Financial Advisors that specialise in Insurance products and services. The products range from Life insurance and income protection to critical illness insurance and key person insurance.